Food, Entertainment, and Arts

Food, Entertainment, and Arts

Thursday, January 29, 2015

How to Protect Your Home From Severe Cold

How to Protect Your Home From Severe Cold

The right tools and pre-winter maintenance will ensure that your home and your family are safe from cold-weather threats.


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Homeowners in cold-weather climates, such as the Northeast, Midwest, and mountain areas, face icy conditions, blizzards, and other cold-weather storms. Beyond requiring a quick trip to the convenience store for milk and bread, snow, ice, freezing rain, and extreme cold can threaten your home’s structure and your safety. Therefore, it’s important to take measures and invest in the resources you’ll need to deal effectively with winter’s challenges before it gets into full swing.
Understand the Threats
Blizzards: Storms with heavy winds and large amounts of snow accumulation can cause roof or other structural damage and leave you isolated.
Ice storms and ice dams: Ice storms coat structures, trees, power lines, cars, roads — and virtually everything else — with ice. As the ice melts, large chunks can fall and cause injury to anyone below. When ice melts during the day and then re-freezes at night, ice dams, which block water from flowing in the gutter, may form. This condition can force water back under the roof line and cause leaks.
Related: How to Prevent Ice Dams
Sleet or freezing rain: Combinations of snow and freezing rain may cause slippery conditions and coat roads, sidewalks, and driveways with ice when temperatures drop.
Protect Yourself
The Federal Emergency Management Agency (FEMA) recommends that home owners have shovels on hand, as well as melting agents, such as rock salt. Some of the new, more environmentally friendly deicers include calcium magnesium acetate and sand to improve traction. Be sure to stock up early in the season, as these agents tend to be in short supply during periods before a well-publicized storm.
FEMA also advises you have enough fuel to maintain heat in your home, as well as a backup heating source: firewood if the home has a working fireplace, or a generator to power heaters in case of power failure. However, use caution as these can represent fire hazards when not used correctly. Be sure to follow directions explicitly and keep a fire extinguisher. Some generators and fireplaces also require proper ventilation, according to the Institute for Business and Home Safety, so follow directions carefully and keep them away from curtains or other flammable items.
Stock up on extra blankets, warm clothing, and enough food and water to sustain your family in case of a few days of isolation. And a transistor radio with fresh batteries can help keep you updated on news and information in case of a power outage.
Related: What Should Be in an Emergency Survival Kit?
Protect Your Home
Before winter, there are some precautions you can take to protect your home from the ravages of cold weather storms:
Winterize your home. Check shutters, siding, and other exterior materials to ensure they’re secure, says retired contractor and home improvement expert and writer John Wilder of Jacksonville, Fla. High winds, ice, and moisture from winter storms can easily strip off such outside elements if they’re loose.
Be sure that gutters are clear of debris and that walkways are even and don’t represent tripping hazards that can be exacerbated with snow or ice. Caulk drafty windows and apply weather stripping to doors — both inexpensive strategies that can keep heat in your home. Air sealing can help you save about $350 in energy costs or one-third of your average annual heating and cooling costs. The average annual home energy bill is about $2,200, according to Energy Star, of which about $1,000 represents heating and cooling. An assortment of air sealing materials and tools, including silicone foam, caulk, aluminum flashing for flues, and additional insulation, will run roughly $100 to $350.
Winterize pipes. Be sure your pipes, especially those exposed or in unheated areas like crawl spaces, are wrapped in insulation to prevent freezing and bursting. Also, learn where your water shut-off valves are so you can turn off the water supply in case of a leak. Six feet of insulation can cost anywhere from $7 to $17; it’s available at most home improvement stores.
Trim tree branches. Branches that overhang roofs or areas where you park your car — or which are simply overgrown — represent a risk to structures, vehicles, and people. Keep trees trimmed and remove those that are weak or sickly to prevent them from falling on or near your home. Tree trimming and removal pricing varies greatly, and you may have additional restrictions if you live in an historic community or if the trees are close to power lines.
Check with your municipality about any regulations and contact your local Chamber of Commerce, municipal offices, or contractor rating sites like MerchantCircle.com or AngiesList.com to get the names of reputable pros. Tree trimming and removal can be dangerous, so don’t attempt it on your own unless you’re experienced.
By keeping your home in good repair and stocking up on the supplies you’ll need before the rush for rock salt and shovels begins, you’ll be as ready as possible to tough out the storm.
Related: What’s the Best Way to Remove Snow?

Gwen Moran has written about finance and real estate for over a decade. Her work has been in Entrepreneur, Newsweek, and The Residential Specialist. A Jersey Shore resident, she’s weathered hurricanes, Nor’easters, and one earthquake.


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Tuesday, January 20, 2015

Real Estate News

RE/MAX of New England Forecasts Millennial Buyers are Expected to Fuel the 2015 Housing Market Loosening Lending Practices, Low Inventory and Steady Interest Rates Anticipated to Heat-up the First Half of the Year

Natick, MA - January 20, 2015 - According to the RE/MAX of New England 2015 Housing Forecast, millennial buyers are expected to play a significant role in the 2015 housing market across the region, and New England will continue to experience inventory shortages in desirable areas, while consumers should expect to see higher interest rates in the second half of the year.
RE/MAX of New England cites the convergence of increased consumer confidence, a rebounding local economy and continued low-interest rates to create a steady, consistent housing market throughout much of New England in 2014. Inventory shortages in desirable areas drove prices up, but throughout much of the region, overall home sales decreased over 2013 numbers.
The first quarter of 2014 saw lower-than-anticipated sales throughout New England, but as interest rates and oil prices ticked down, and the weather heated up, pending sales throughout the region hit double-digit increases year-over-year. Price increases coupled with inventory shortages helped to motivate buyers from the sidelines resulting in a busy spring and summer market. Investors took a backseat in 2014, as fewer distressed or under-valued properties entered the market.
According to the report, single-family and condominium home transactions were steady throughout New England in 2014, creating a very similar market to what was experienced in 2013.
"Across New England we experienced extremely moderate price increases," said Dan Breault, Executive Vice President and Regional Director of RE/MAX of New England. "Single-family homes increased 0.8% on average, while condominiums fared better, rising 2.7% over last year's prices. This is the type of appreciation we expect to see in a healthy market and helps set the stage for what we can expect to see in 2015."
To read the entire RE/MAX of New England 2015 Housing Forecast, click here.

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RE/MAX of New England
8 Strathmore Road Natick, Massachusetts, 01760, United States of America

Thursday, January 15, 2015

Buying Appliances

When is the Best Time to Buy Appliances?

A major appliance should never be an impulse buy. We pinpoint the best moments to buy, on and offline.


When it comes to landing bargains on major appliances, timing is everything. And the best time to buy home appliances is when stores need you more than you need a new home appliance.
Generally, that means you can get more value for your money:
  • September, October, and January when manufacturers roll out new home appliance models, and retailers are eager to move last year’s inventory. (Refrigerators are the exception. New models come out in the spring.)
  • Last days of the month when stores are desperate to meet quotas and are more likely to dicker over prices.
  • Thursday, the day before the weekend rush when aisles are less crowded.
  • Major holidays — Labor Day, Memorial Day, President’s Day, Black Thursday (Friday, Saturday) — when stores take advantage of your day off and slash prices.
  • Fall and winter are the best seasons to buy air conditioners and gas grills, because few buyers think about warm-weather appliances when leaves and snow cover the ground.
Related:
Online Bargains

You can’t haggle with a website, so buying appliances online is more computer science than art of the deal. That’s where online data trackers, like Hukkster and TrackIf, can help you find the best time to get the best deals.

After crunching some numbers for us, TrackIf CEO Doug Berg pinpointed the very best times to buy appliances online:
  • November
  • Thursdays (Retailers are twice as likely to reduce prices on Thursdays.)
  • The 4th or 5th of the month (when people get their paychecks), and the 23rd to 29th of the month (quota desperation).
  • 3 p.m.
So, theoretically, the very best time to buy appliances online would be the last Thursday of November at 3 p.m. In other words: Thanksgiving. (Baste your bird and buy a new oven.)

More Appliance Buying Tips

In store, don’t be afraid to haggle over prices. The squeaky wheel often gets an additional discount, and it costs you nothing to say, “Is this the best price you can give me?”

When shopping online, compare prices using different browsers. An appliance deal viewed on Firefox could be priced differently when viewed on Safari.

Many stores offer additional discounts if you apply for their credit card. (But only apply if your credit score can handle another card.)

Sometimes appliance repair businesses stock slightly used or flawed — but deeply discounted — appliances. Check with your service guy before buying retail. (I bought a double oven this way and saved $700!)

If you can’t shop on sales days, you may discover the next time the store is going to lower prices by peeking into the metal price stand next to the appliance, which often is stuffed with cards stating the price and date of upcoming sales.


Read more: http://www.houselogic.com/home-advice/appliances/when-is-the-best-time-to-buy-appliances/#ixzz3OuCRFPIi
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